Yes, that pretty much sums up the Valley this morning. After our meeting, it was time for another day of analysis of the bank's lending. It's remarkable just how many ways there are to look at the same body of data and get new information. Anyhow, after work it was time to venture down the road to the Belgian bar and dinner with Mike. Always enjoyable and never a late night. Viv was reading Deltora to the boys when I got back. Nothing much happened after that. I read some Reader's Digest before bed.