Well, our club won the award by a narrow margin. The beach and surf theme was certainly unusual for Wellington in July. Off to work after that, where a paper on asset classes is finished and my time is now spent looking into guarantees. But a team lunch at Leuven certainly added interest to the day. A fairly quiet evening again, with an early start for David's 14th birthday tomorrow. We've agreed to breakfast from M tomorrow. Looking forward, a BA seminar and a TI training session are both tomorrow.